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Here's a brief rundown of key verification strategies :
- Address Verification System (AVS): Confirms the billing address on the card against what’s on record with the financial institution.
- Card Verification Value (CVV): Asks for the three- or four-digit code located on the back of the credit for confirmation .
- 3D Secure: Adds an extra layer of security involving the cardholder’s bank to approve the purchase.
- Device Fingerprinting: Recognizes the equipment used to process the payment to detect potential deception .
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